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Nick Bamford

Executive Director at Informed Choice

Cranleigh, Surrey, United Kingdom

About Me

Nick is a very experienced Chartered Financial Planner and was the previous Chairman of the Society of Financial Advisers (SOFA).

He is an Associate of the Personal Finance Society (APFS). In 2006 he graduated from Napier University with a BA Honours degree in Financial Services.

Nick Bamford's Passles

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Saving too much in your pension

£1m sounds like a lot of money and it is a lot of money, but for many pension savers it's a limit which results in large tax charges...

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Pension scam rates remain high

This is an interesting piece which highlights how many pension transfers are still likely to involve scammers.

With the government...

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Moving the divorce goal posts for shorter marriages

What's the difference between a long and short marriage when it comes to the financial settlement on divorce? 

Following a recent court...

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Being forced to retire

Back in 2011, the national default retirement age was scrapped.

This change in legislation protected older employees from being forced to...

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Lifetime allowance trap for death in service payouts

Paying a 55% tax charge on excess pension benefits is an unwelcome outcome for some in retirement who breach the lifetime allowance.

Set...

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